The agentic transaction OS for car buying
Swipe. Test. Buy.
The paperwork is on us.
Vinto matches you with the right car — new or used, from dealers near you — then its AI concierge moves the actual deal: offers, identity, financing prep, trade-in, insurance checks, documents, signing and delivery. Your dealer watches it all advance in real time.
The Vinto dividend
Choose Vinto over a sales agent. Keep the difference.
No back-office markup, no junk fees, no add-on pressure at the F&I desk — plus Vinto Cashback. Drag your car's price to see what stays in your pocket.
Where the savings come from
You keep
saved on this purchase vs. the traditional way
That's the same as…
2beach getaways
2new iPhones
5PlayStation 5s
5months of EMI coveredIllustrative — based on typical dealer markup, doc fees, add-on attach rates & Vinto Cashback.
The difference
Same car. Wildly different afternoon.
Browse new & used
Real inventory. Real photos. Near you.
From certified pre-owned to brand-new arrivals — every car is held by a verified dealer within your chosen radius.
How it works · for buyers
Start with taste, not forms.
Tell Vinto what fits you. It builds a preference graph, matches live dealer inventory near you, and turns every “yes” into motion.
Step 01 — Swipe
Matchmaker, not a search bar
Swipe through new & used inventory ranked to your budget, body style, fuel and brand houses. Every like sharpens the graph.
Step 02 — Test
Request a ride in two taps
Pick a slot. The AI pre-fills the paperwork before you arrive, so the lot visit is about the car — not a clipboard.
Step 03 — Buy
From intent to action
Make an offer. When the dealer accepts, your guided purchase journey opens — 11 plain-language chapters to the keys.
Vehicle → Ownership
Eleven clear chapters. One guided journey.
From the car you want to the keys in your hand — each step in plain language, the AI handling the busywork.
01Vehicle
Confirm the exact car — VIN, mileage, color, photos — and lock the agreed price.
02Price & fees
Every line explained in plain English — doc fee, taxes, trade equity, out-the-door.
03Profile
Tell us once. Your details pre-fill every form from here — encrypted, never re-typed.
04Financing
Finance, lease or cash — with a live payment estimate. No credit pull at this step.
05Trade-in
Decode your VIN, pull the payoff, see your real equity toward the deal.
06Insurance
Upload proof — the AI checks the VIN, dates and your name in seconds.
07Documents
A clear checklist. Each upload is read, verified and filed automatically.
08Dealer review
Your file lands on the dealer’s desk with a readiness score — blockers ranked first.
09Signing
Four pre-filled documents, e-signed at your pace. Nothing expires tonight.
10Delivery
Pick pickup or home delivery, a date and time. We send a day-of checklist.
11Ownership
Keys in hand. Documents in your vault, plates tracked, your dealer one tap away.
Buyer concierge
A concierge that collects, explains and nudges
Driver's License
Verified & filed
Up Next
Sign final contract
Ready in 2 mins
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Car Financing Explained: Loans, APR, and How to Get the Best Rate
APR, term, down payment, dealer vs. outside financing — the levers that decide what your car actually costs, explained plainly.
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Buying a car online, answered.
Can I buy a car online with Vinto?
How do I buy a car online?
Is it cheaper to buy cars online?
What credit score do I need to buy a car?
Do I have to visit a dealership?
Your next car is a few swipes away.
No accounts, no calls, no clipboards. Answer a few questions and meet your matches.
Find your car